The Manawatu Tenants Union would like to Wish everyone a happy and safe Christmas and a better new year. 

If you need advice give me a ring at home on 06 3581030 or leave a message on the voice mail.I will be back in the office in King Street on January 5th  2015.Take care.

Really good news,further to our letter to the editor[Manawatu Standard]concerning the idea of a property investor register.U.S.investors who bought large housing estates  in London that once were affordable public housing,are on the verge of selling  one of them to an affordable housing provider. 

It represents a dramatic climb down by Westbrook Partners [An asset management firm based in New York].The sale is likely to send shock waves through the booming international investment market.There is always the possibility that with the government intending to dispose of a large number of its affordable housing stock, they could go the way of these investment companies from overseas.

Westbrook Partners faced a storm of opposition from the British Labour party and from Conservative Mayor Boris Johnson,who all demanded a rethink on their plans. A number of tenants from the 93 home estate mounted a campaign to save their affordable homes,they enlisted the support of comedian and inequality campaigner Russell Brand.The tenants organised a petition,and 300,000 signed it,

 they marched to the Prime Ministers Office[10 Downing Street ] and presented to the PM.

So there you go ,just show's you what a bit of collective action can achieve,it was a moral victory for the tenants.The need for a register of landlords/property investors is needed for this


Hi There.
             With the government not showing any interest in the idea of a property investor register,it is worth noting that private equity firms,particularly in the US and the UK have bought large housing estates that once were affordable public housing.Many of these investors have been accused of using their properties like ATM machines,tenants in and tenants out anyway they can. Many of the properties were in poor condition and have not been upgraded.The only change tenants have noticed,has been the large rent increases,many of these long-term tenants have moved on or made homeless with the loss of affordable housing.

              At present there is nothing to stop the same problems from happening here in NZ,with the present government intending to dispose of thousands of state homes around the country.




.The outcome will see rent increases and a growth in homelessness for those unable to pay their rent.What concerns the MTU is that the government will do it,not because they have to do it,but because they want to do it.They are ideologically driven and committed to shrinking the state housing stock.

 A landlord/investor register is a good idea,and long over due,the failure of successive National government's to provide affordable housing for all those requiring it,is a sign of  market failure on their part.
Interesting to hear Palmerston North City Councillor Susan Baty say"there is no housing crisis in Palmerston North".

She would say that ,as a landlord and a supporter of the present government's social housing agenda.

That there is no housing crisis will be news to the community and church groups who work along side tenants in the rental housing market.There is a real shortage of decent,affordable rental accommodation around the city,and HNZ is selling 500 state homes which will have a big impact on those seeking affordable housing in the city.

HNZ invented a system for social housing that only they understand,seemingly finding way's to house to house as few families as possible.In reality HNZ is disappearing bit by bit,which just add's to the crisis being faced by a growing number of families.

So good on City Councillor Chris Teo-Sherrell for putting forward the recommendation that the city council should be building 12 houses per.year.The need need is there and private investors are not interested in that end of the rental market.

So let's see the city council show some leadership in the crisis as the population of the city are growing older and the proposed housing is needed now not in 10/20 years time.

Affordable Housing


                  Affordable housing has become a very fashionable idea recently.Just like taxpayers propping up low wages,affordable housing is only needed because ,in many places,the private rental market is out of reach for many tenants.

                  The New Zealand Productivity Commission has stated that the Accommodation Supplement paid to landlords,costs $1.3 billion annually.While this subsidy reduces the pressure on low income households,the bottom 20% of households still pay more than 40% of their disposable income on rent.It has also be noted that any landlord reduction in rent,will largely be offset by reductions in the accommodation supplement,this will not make a tenant better off.

                    For a growing number of people,renting is the only potion.Political parties seem to have a pre-occupation with home ownership but the real challenges are to be seen in the private rental market.One of these issues,is the withdrawal by central government in providing state housing for the growing number of families who need low cost rental accommodation.Any reform of the housing market has to help tenants  by offering them an affordable rent,and by increasing the state housing stock.


Kevin Reilly  
Hi There.

               The government intends to SELL a fair number of HNZ homes, to make themselfs look good in trying to balance the books. The poor and the voiceless are once again going to bear the brunt of housing policies that failed to deliver affordable housing in the 1990',it is very  much a case of reheated leftovers,no new ideas or policies.What is required is a housing building programme to stimulate the economy ,social housing not social cleansing of the poor is what is needed to create a stable community around the country.Encourage local councils to become engaged in a house building programme with low interest loans,many of these ideas worked in the past and could work again,all that is required is the political will.Housing is that important,it is the center of life as we know it. Many of those in political power at present had a good start to life with an affordable state house,but they seem happy to make sure no one else will have the benefits they enjoyed to get on in life.This is not fair,despite all the talk that New Zealand is a fair society for all people who call New Zealand home,we have to make our politicians accountable for the damage they will cause if affordable state housing is allowed to disappear bit by bit.
             

Hi There.

              Housing is an issue that successive National governments have failed to address.The solution is really not that complicated.So it is good to see the new National led government has at long last acknowledged that housing affordability is a serious issue for struggling families to pay their rent or mortgages.
                Child poverty is a scar  New Zealand governments over the last number of years.So far all we have heard about is that the government intend to transfer thousands of state houses to social agencies like the Salvation Army and that they will sell more to the private sector.The selling of  state housing failed in the past to bring some stability to the rental market rents just increased and  the conditions of the house remained the same,there was little up keep of the sold properties.

               What is needed is not a smaller state housing entity,but a smarter one.An example could be switching from housing support to landlords,to a house building programme,we need social housing not social cleansing.So lets see what the John Key National led government can be serious about eradicating poverty,in the land of plenty.
             
Hi There.

             
The Missing Million.

                                 Now that the election results are in,it is to be expected that the rapacious media is writing the obituary of the Labour Party .They would do well to remember that a similar melt-down happened to the National Party,when its support base also collapsed under Jenny Shipley. The National Party hit the rocks and had three leaders,Gerry Brownlee,Bill English and Don Brash ,who came and went over a short period of time.

                                   I have no doubt that the Labour Party will again be in government,once it unites under leadership and turns the party into a serious political machine,representing the center-left.The big worry for all parties is the one million New Zealanders who did not vote,now that is a serious problem and needs to be addressed by all political parties.

                                   National are back, so we believe that HNZ will continue to be down sized and that the planned 500 state houses in the city will disappear, this will have a huge impact on those seeking affordable rental accommodation. These homes are needed despite HNZ stating that there is no market for these homes ,this is wrong and those making these statements don't live here and have no idea just how tight the affordable rental market is. HNZ no longer supports struggling families despite the spin that they help those most in need,it is just nonsense and they know it. A political decision has been made to sell state housing just like what happened in the 1990,s under the Bolger National government,the policey failed to deliver cheaper accommodation and did not offer the choice that was promised. We will be keeping an eye on the government and its housing policies.


YOUR  VOTE

                       This election will be tight,every vote,yes every vote will count.The present National led government has failed to acknowledge,let alone resolve the housing crisis.At present of the households that rent their homes,nearly a quarter 23% are paying 40%of their income in rent.In contrast only 5.6% of owner occupiers paid more than 40% of their income on housing costs.Between 2010 and mid 2013,rental costs increased by 12.1% whereas mortgage payments rose only 1.1%.This  crisis in affordable housing is ensuring that future generation's will inherit accommodation problems.

Growing poverty is an issue facing the country,but lets not call it poverty,lets call it what it really is-inequality.There is a feeling that the country is adrift and that affordable housing costs don't get the attention that it deserves. It should be noted that 70% of tenancy tribunal case's are concerned with rent arrears,so what does that tell us.There has to be a review of introducing some form of rent control,as the taxpayers cant afford to carry on subsidizing private landlord's to the tune of $1.3 billion every year and with the way things are at present this will rise considerably in years to come.

So make sure you turn out to vote and to vote for change there is a better way to provide affordable rental for all New Zealander's who require it.

                          
Hi There

Don't forget to make sure are enrolled to vote in the General Election on Saturday 20th September,we need to change the government to one that is more inclusive of the wider community and is in touch with the issues that face families seeking affordable accommodation.Most of those if not all those seeking public office are well housed them self's and out of touch with the everyday problems facing tenants.At present the numbers renting their home's is increasing and is set to do so for the future but politicians only seem to interested in home ownership,there is no mention of Generation Rent when they talk about housing.

So make sure you are enrolled to vote and vote for change.
Hi There.

Once upon a time a tenant had a frying pan of sizzling bacon and eggs and went next door to grab a tomato.The unattended pan caught fire and burnt the house down,the tenants were hauled over the coals and had to recover the loss.Here in Palmerston North there have been a couple of rental properties that have been burned down in recent weeks leaving the tenants facing serious financial stress.

To avoid this it is vital that tenants take out contents insurance sometime advertised as renters insurance if they are in a position to do so.It should be noted that the majority of renters are not even aware that they need contents insurance.It is the same concept as having car insurance[ third party]. Even if you share the flat/house you are libel for the damages,even if you did not cause the problem,so it is well worth investigating the cost of a contents policy shop around.

So if you can afford it get contents insurance as contents insurance usually offers extra protection.
Hi There.
             Winston Churchill once remarked "Politicians occasionally stumble over the truth,but most pick themself''s up and hurry off as if nothing has happened".Sound's like the present government,which is well versed in the dark arts of spin,distortion and evasion.Is it any wonder that people think the political process is rigged to work for those who have money and power.While money is a big advantage in getting elected,it is your vote that has real power in changing the government.So make sure you are on the electoral roll and can be part of that change,for your own future and the country's future.We need the participation of everyone in public life for the health and well-being of our society,housing is a serious issue for a growing number of New Zealanders. Housing New Zealand is being downsized by the present government ,a number of  these policies were a  spectacular failure when introduced in the 1990's they didn't work then and they won't work now.Make sure you vote,  a number of people say there is no difference among the main political parties,don't fall for that, there are differences quite major ones,so get informed by reading the paper or get on the net and vote,your children need a better place in which to lie there is real poverty here in a rich country.The political system has to change and work for everyone.  
Hi There.
            How to deal with rent arrears as times get tougher for tenants and landlords around New Zealand.There are always underlying reasons for arrears,apart from the very few who have no intention of paying their rent.

There is this belief that tenants on benefits spend all their money on cigarettes and Sky TV,actually they spend it on the same things we all do,like if the car breaks down or they need a new school uniform or medical costs.We don't need to look at problems,we need to look at solutions together.

If you owe rent it is likely that you owe money to other people,get to a budgeting agency they are free in most cases and are more than able to assist you to get on top of you financial problems.Talk to your landlord if you are having problems with paying the rent,your partner may have moved out or your job has been reduced to fewer hours there are a number of reasons why you are struggling to meet your rental obligations. Talk to your landlord or property manager don't run and hide it is in their interests to keep you in your home if you are a good tenant you always pay the rent and maintain the property,every now and again shit happens its called life.If you have to go to the Tenancy Tribunal because you are 3 weeks behind with the rent and the landlord/property manager are seeking your eviction,get in touch with us Manawatu Tenants Union,Community House 77 King Street, Palmerston North or phone 06 3577435 anytime and leave a message if  I am out of the office.

Don't forget we need to get used to a world where we have less income and it cost landlords more to collect that money,and they may need to support their tenants through difficult times if they can.Some landlords need to change their approach,culture  or they to could get into trouble,both parties should talk to one another and seek a soloution,its in both parties interests.
While we are informed that the Christchurch rebuild is leading the economic recovery,there is a dark side to the rebuild.Affordable rental accommodation is difficult to secure and tenants are having to deal with rapacious rental agencies. These agencies have introduced a fee to renew an existing tenancy agreement.The letting fee at the start of a tenancy is one weeks rent plus GST.It should be noted that there is no administration involved in renewing an existing tenancy agreement just  a change of date.they just roll over.

Add on costs for tenants here in Palmerston North are a "pre-occupation bond '' and a 'break tenancy fee ' this is unfair as the tenant who wants to end the agreement  has still got to pay the rent and seek a suitable replacement tenant. We consider these agencies to be exploitative when dealing with tenants.There is a strong tenant,landlord dynamic at play,in which
the former are seen as socially inferior to the latter.

It has never been a better time to be landlord as these increased costs only create instability and a climate of fear for tenants.It is wrong, and should have no place in New Zealand society,which still likes to see itself as a fair and just society.We will be following the progress of these increases on tenants and keep you informed.
Following on from our blog about rogue landlords,we have just read in the paper that rental agencies in Christchurch have decided to charge a fee to renew their tenancy agreements with their tenants.Letting fees were designed  for agents to cover the cost of setting up a tenancy agreement.There is absolutely no administration involved in renewing a tenancy agreement except changing the date of the agreement.We have heard that some tenants are faced with bills of around $1000,many agents were opting for shorter tenancies so they could get more fees.

All tenants can do is take an application to the Tenancy Tribunal  Clause 85 The Tribunal shall determine each dispute according to the general principles of the law relating to the manner and the substantial merits and justice of the case,but shall not be bound to give effect to strict legal rights or obligations or to legal forms or technicalities.

But at the end of the day its about greed and power, landlords have it tenants don't,many tenants are afraid to complain in case they lose their home and are  blacklisted by a cabal of landlords.The Real Estate of New Zealand have been approached by the St. Vincent De  Paul Society to get an answer to this issue caused by its membership,they do have a code of ethics lets hope they  practice good will on this serious issue,which impacts on the majority of families who rent their homes.To date they have not made any comment ,so if this happens to you take an application to the  Tenancy Tribunal you have everything to gain,we will be keeping an eye on this issue  if this practice spreads like a cancer around the country.The Minister should nip this practice in the bud it is antisocial behaviour towards tenants,and the wider community.
It would seem that the pilot scheme for a warrant of fitness for rental accommodation has fallen off the radar,as there has been not mention of its future in the scheme of things concerning rental housing.It would appear that some private sector landlords are not interested in having their rental properties regulated or scrutinized,because their business relies upon low standards and high rental charges. All that the Manawatu Tenants Union is fighting for is for rental housing to be fit for purpose to those who rent their home.There is also at play a strong tenant landlord dynamic in New Zealand in which the former are seen as socially inferior to the latter.We see and hear this on a daily basis,its about power,social power.Couple that with a government that wants to move back to a housing sector dominated by the private sector and paid for by the taxpayer.

The Manawatu Tenants Union believes that private landlords sector should be licensed and it should be mandatory this would go someway to getting rid of the rogue landlords who have no idea about tenants rights and obligations as well as their rights and obligations as good landlords.There are more people renting today than there has been for some considerable time,Generation Rent has arrived and will be a growing market so providing landlords and properties fit for purpose is not a big ask,as the New Zealand taxpayer contributes around $1.3 Billion to private sector landlords every year and increasing,all tenants want is a fair go.
The Manawatu Tenants Union has noticed a large increase in the number of families seeking advice and for somewhere to call home.Housing New Zealand intends to reduce its housing stock in the city by 504 homes on the grounds that there is no need for state houses,they are wrong but these decisions are made by officials who dont live in the city or the central region itself.The impact of the loss of 504 affordable will have a huge impact on the city and its plans for growth,yet the PNCC have made no statement on this issue.It should be noted that these homes will NOT be rebuilt at all,the city of Palmerston North can not afford to lose this number of affordable homes, they are all occupied at present,well most of them. The issue of earthquake risks is still on going, to date they have started to demolish a number of state homes in Rugby/ Raleigh Streets,there are a number still awaiting a notice to see if and when they will be demolished.If they keep them vacant for long enough they will become to big  a problem to make fit for purpose,so knocking them over will be the only outcome.

Housing New Zealand itself has become a problem,a serious one for an increasing number of families seeing affordable accommodation around the city.The government has built a Berlin Wall around the eligibility rules making it a no go area for many tenants,they are told to seek emergency accommodation if at all possible,here in Palmerston North there is no emergency accommodation for families there has not been any emergency family accommodation for 15 years or more.

Housing is an election issue this time around so make sure you are on the electoral roll and use your vote to change things the present housing policies are failing a growing number of New Zealanders,it is within your power to turn it around for the wider public good,this is in everyones interests.
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Hi There.
             On Thursday 1st.May the Community Services Council in partnership with The Housing Monitoring Group ran a forum on "Housing the Vulnerable",the forumwas held in the Hancock Community House,King Street.Given the present crisis in affordable housing around the city it was encouraging to see so many people at the forum.It would appear that homelessness is a situation,spiraling out of control,we see it everyday,the risk of being made homeless is on the increase.

         While the Salvation Army provides a hostel for men,their womans hostel closed due to funding issues.The Shepherds Rest Trust operates housing services,for those in dire circumstances and are their accommodation is usually full.There is no emergency housing for families in the city or a night shelter for men,both are needed in a city of our size.

         With an election coming up,the most pressing matters for low income families is the lack of affordable accommodation,Housing New Zealand is disappearing bit by bit and the demand for affordable housingoutstrips supply.Future generations of tenants will inherit these failing policies,unless there is a change in government policy or a change in government.
H
THE ELECTION.  
                 
                           The National led government have announced that the general election will take place on September 20th,so we would to encourage all tenants to make sure they are on the electoral roll or the Maori roll so you can have your say  as to which political party you would like to see run the country.The choice is in your hands, so make sure you vote as it will have an  impact on you and your family and will shape the future of New Zealand. It is very important to remember that many New Zealanders fought and died so that you can have your say in who will govern your country.The Manawatu Tenants Union will keep you up with the play on the various political  parties housing policies and will make comment on other social policies which will impact on everyone.So dont forget to enroll and have your say on the day.

Hi There.
              While there is much talk about the recovery.there is less said about a fair one,which helps those most in need.So it is good to see rental housing getting the coverage it deserves,as there is a serious housing crisis.
               Affordability is an issue,as rents continue to increase and take a bigger slice of household incomes.There is a shortage of decent affordable housing around the city,which is in contrast to the statements put out by Housing New Zealand,concerning their low waiting list.The main reason for the low waiting lists is the tight rules accessing a state house.Very few people are able to meet the criteria.Basically you need to be homeless with young children to get an interview by telephone to see if you are eligible,it is tough.

               While the government appear to be unconcerned about the plight of families seeking state housing.There are around 90 vacant state houses around the city,which are being vandalized. It should be noted that the taxpayers pick up the bill for the alarm systems installed and for the security firms to monitor these state homes.

                Central government should be looking at ways to lease these homes if they no longer wish to use them for struggling families.They appear to have lost the vision and the social value of the state housing system,private landlords still control 85%of the rental accommodation in New Zealand,but they are never going to become a provider of last resort,the state has an obligation to ensure that all New Zealanders have a place to call home.
Hi There.

          Changes to social housing is all set to take place on 14 th April 2014. If you are a HNZ tenant or on their waiting list they will be in touch with you by letter about the changes and how they will impact on your tenancy.

          The main change is that MSD the Ministry of of Social Development will be taking over from HNZ and they will be handling all applications and will be doing the assessments for those seeking state housing.

          Income-related rents for state house tenants will now be extended to those registered non government and community housing providers.

         On that date 14th April you will see tenancy reviews introduced to all state house tenants,I belive that pensioner and special needs housing will not be effected by the introduction of these reviews.Its the usual spin to make sure that those with the greatest need, get priority so nothing changes there,however they will still be reviewed to see if their circumstances have changed.. This will see a downsizing of HNZ staff members but it is hoped that they will be offered the opportunity to work at MSD as they have a lot of knowledge on how the housing system works.

        We will be keeping an eye on the new system and how it is working for tenants.
Hi There .

            Have been picking up a few calls concerning tenants dogs. Private landlords usually are not keen on tenants having dogs,so if it is written in your tenancy agreement No Pets do not get one. If you do the landlord can take you to the tenancy tribunal seeking your eviction that you broke the tenancy agreement.Talk to your landlord if you are thing of getting a dog and if they agree to your request,get it in writing not just verbal.
Housing New Zealand also have  a dog policy.But there is a lot more give and take, it all depends on the circumstances of the tenant whither they are blind or some other disability or a mental health issue and a pet dog is good for their well-being.

Just make sure you ask.The reasons  for not allowing dogs are that they make a mess in the house and cause problems and make a mess in the garden etc..

         
WOF.
          The Warrant of Fitness has started its trial period around the country.The trial will be looking at the minimum standards,in other words fit for purpose ,not sure of the length of the pilot. We will be keeping our eye on the outcome of the survey,will be interested in how they picked the houses to be part of the survey and what condition they were in,no matter this is the start of making sure that all rental properties are fit to live in.The New Zealand taxpayer hands over $1.3 Billion to private landlords every year and this is set to increase over time as more New Zealanders have no opportunity to move into their first home,the time is long over due  for a WOF,so good on the government for supporting the cause of better housing for all New Zealanders.
Hi There.
             The Manawatu Tenants Union is open for business,we hope you had a reasonable Xmas and New Years break and caught up with the family.


One of the most significant challenges that the present government can undertake this year, which will make a real difference to peoples lives,is to provide good affordable rental accommodation.The present housing crisisand growing homelessness is an obvious of housing policy failure.At present the government is just dealing with the symptoms and not the cause.

The answer is to build more rental homes that are fit for purpose.There also needs to be ways to control rent increases,which pushes people into poverty.This is an election year,so now is the time to think about how we as a country, can create a more stable housing rental sector,that works for everyone.A stable community is in all are interests.