The housing sector is undergoing the most turbulent economic,political and social period in recent history.Here in Palmerston North,housing is a hot issue.The Salvation Armys Womens Hostel is closing down due to funding issues.HNZ is reducing the number of state houses in the region due to earthquake risk,which appears to be the line the government is pushing,as it exits out of the provision of social housing.It sould be noted that none of the housing set to be domlished,will be replaced,which is bad news for the affordable housing sector.